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Finance hub for retail and e-commerce businesses in the UK

Comprehensive resources on funding, cash flow, and growth strategies for retail and online ventures.

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24 hours

to get a decision

No fees

for repaying early

Apply now

Applying won’t affect your credit score

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24 hours to get a decision

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No fees for repaying early

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Top-ups available

Since  2012, we've helped over 90,000 business owners access fast, flexible finance.

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With iwoca business finance you can:

  • Borrow from £1,000 to £1,000,000 over 24 months
  • Get a decision in 1 working day
  • Repay early with no fees