Pay Now
Instant bank-to-bank transfer in a few clicks or by scanning a QR code, we’ll pre-fill the details so there’s no room for error.
- Instant bank-to-bank transfers
- Accept payments for free and avoid card fees
- Streamlined and secure payments
Why businesses love using Pay Now
Access funds instantly without paying card fees
No fees, no interest, no failed transactions, just instant secure payments from their bank to yours.
Streamlined and secure payment experience
We pre-fill the details and take your customers straight to their bank account to make paying seamless. No sign up or application needed.
Paying with Pay Now
Your customer chooses to ‘Pay Now’
Whether its an online checkout or a QR code at an event. They just select ‘Pay Now’ at the iwocaPay checkout to make their payment.
They make a secure bank-to-bank transfer in a few taps
No need to remember your bank details or find their PINsentry, all they need is their phone and an internet connection.
You access the funds instantly
Unlike with regular BACS transfers, as soon as your customer checks out you can access the funds instantly, not sit around waiting for it to clear.
Getting paid with Pay Now
Here are some of the common questions we get asked about accepting payments with Pay Now - you can find all our FAQs here.
How can iwocaPay offer free payments?
We don’t believe businesses should pay to access their money - that’s why we only charge when we add a service, rather than just moving funds from A to B.
That means Pay Now is always free for you and your customers.
Which customers can use Pay Now?
Anyone can pay with Pay Now - they don’t have to be a business or pay with a business bank account.
Is it secure?
Yes. iwocaPay is powered by Faster Payments and Open Banking to allow your customer to securely send you money from their bank account to yours instantly.
Is there a minimum or maximum amount?
There’s no limit to the number of transactions but they do need to be for more than £150. Each bank will have different maximum daily bank transfer limits - you can find a list of these in our full FAQs here.
Speak to the team
Talk with one our account managers who will get to know you and your business and then see how iwocaPay can help.
We'll cover:
- an explanation of how iwocaPay works
- details about your business and your customers
- a more personalised pricing and roll out process estimate