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Your working capital resource hub

Everything you need to know about managing and optimising working capital—explore expert articles, guides, and tools tailored for UK businesses.

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24 hours

to get a decision

No fees

for repaying early

Apply now

Applying won’t affect your credit score

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24 hours to get a decision

green tick check

No fees for repaying early

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Top-ups available

We've helped over 150,000 business owners access fast, flexible finance since 2012.

Business funding, on your terms

With iwoca, draw down as needed and repay early to save on interest. Flexible business loans with no hidden fees.

  • Applying won’t impact your credit score
  • Get an answer in 24 hours
  • Trusted by 150,000 UK businesses since 2012
  • A benefit point goes here
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