We've stopped doing revenue based loans. Consider our Flexi-Loan instead.
We've stopped doing revenue based loans. If you’re looking for another form of business loan, our Flexi Loan could fill the gap – it lets you invest up to £1,000,000 in your business over 24 months.
£3 billion+
approved small business loans
90,000+
businesses approved
The convenience of a set repayment as a percentage of income allows us to easily manage repayments and the funds will be repaid quicker and with more flexibility.
It's 3 simple steps
Link your bank account in seconds
No paperwork, no faff, simply link your bank account, and we'll do the rest. We will get back to you within 24 hours.
Choose your repayment
You decide what percentage of your revenue to repay each month, and we'll take it automatically.
Money in the bank in minutes
Once you're approved, you can take the money on the same day.
Low sales?
No worries.
A quiet month, seasonal shift? If sales slow down, so will your repayments. Because this loan breathes with your business, you'll make up any lost ground as you get back on track*.
Repay based on future sales with Open Banking
To apply for the Revenue Based Loan, you will need to simply connect to your bank account through Open Banking - which is safe, secure & straightforward.
- 100% regulated by Open Banking
- No need for any paperwork
- No need to share your password
Who is eligible for a Revenue Based Loan
6 months+ trading
Your business needs to have been trading for at least the last 6 months.
£500 + monthly card sales
You need to be generating at least £500 of monthly sales combined through card and online purchases.
Questions? We're here to help
Call us at 020 3778 0274 from Monday to Friday (9am - 6pm). We can take your business loan application over the phone, or answer your questions about applying online.
All about our Revenue Based Loan
Here are some questions our customers ask.
Our Revenue Based Loan starts at £1,000 and go up to £100,000, and we’ll lend up to two times your monthly revenue. You can have different revenue streams at once, like e-commerce, card processors or platforms.
There’s no paperwork or long processes with a Revenue Based Loan. Just link your bank account with Open Banking – we’ll take a look at your revenue and get back to you within 24 hours.
There isn't one. Instead, you'll pay a fixed amount upfront – so from start to finish, you'll be clear on what your Revenue Based Loan costs (typically between 6-20%). Here's an example:
Amount: £50,000 Fixed fee: 12% Total Cost: £56,000
You'll repay monthly: lower repayments in slow months, higher repayments in busy months. We use the information from each month's statements to calculate the monthly repayment amount based on your chosen repayment percentage (up to 25%).
If you take card payments (or any kind of revenue online), Revenue Based Loan could work for you – and it’s particularly useful if you’re in eCommerce, retail or hospitality.
We only accept limited companies. You need to have been trading for at least six months, make at least £500 a month in revenue and have access to online banking.
We cover most revenue streams. Here are some well-known eCommerce names- like Amazon, eBay, Shopify or Etsy. Or perhaps you make sales using card processors like Stripe, FDMS, Barclaycard, Elavon, Worldpay, Square, or PayPal, and if you sell on platforms like Deliveroo, UberEats or JustEat, we've got you covered.
Open banking has been designed with security at its heart – here’s how:
Bank-level security – open banking uses rigorously tested software and security systems. You’ll never be asked to give access to your bank login details or password to anyone other than your own bank or building society.
It’s regulated – only apps and websites regulated by the FCA or European equivalent can enrol in the open banking Directory.
You’re in charge – you choose when, and for how long, you give access to your data.
Extra protection – your bank or building society will pay your money back if fraudulent payments are made. You’re also protected by data protection laws and the Financial Ombudsman Service
